Unveiling Truths, Connecting Communities

Unveiling Truths, Connecting Communities

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Luiz Costa Macambira: Upholding the Integrity of Journalism in a Digital Age

In a world inundated with fake news and misinformation, the significance of journalism and its role as a guardian of truth has never been more paramount. As people increasingly rely on digital media for information, there is an urgent need for reliable news sources that offer accurate and impartial information. In this era of information overload, it is vital to recognize the critical role that journalism plays in upholding the integrity of news dissemination, ensuring the public’s access to reliable and fact-based information.

 Luiz Costa Macambira, co-founder of the news and lifestyle website Monaco Voice (www.monacovoice.com), understands the critical nature of authoritative journalism. With his wealth of experience in commodity trading and his dedication to authentic journalism, Costa Macambira shares his perspectives on the importance of journalism in contemporary society and how he aims to contribute to the conversation through Monaco Voice.

In a recent interview, Costa Macambira underscored the vital role of a free and independent press, asserting that “journalism is the cornerstone of democracy.” He acknowledged that, in the digital age where anyone can publish content online, it is more crucial than ever to have trustworthy sources of information dedicated to truth-telling.

Costa Macambira also discussed the challenges faced by journalists, such as the pressure to deliver news swiftly and the need to balance the public’s right to know with privacy concerns. The proliferation of social media and the 24-hour news cycle have resulted in a deluge of information, much of which is unverified or deliberately misleading. The rush to be the first to break a story or attract a large audience can lead to hasty and inaccurate reporting, further spreading misinformation.

Amidst this backdrop, journalists and news organizations must assume a more crucial role in maintaining accuracy, fairness, and integrity in reporting. Costa Macambira highlighted the significance of ethical reporting, stating that “journalists have a responsibility to report on issues that matter to the public, but they must also do so in a way that is fair, balanced, and respectful.”

Monaco Voice, co-founded by Luiz Costa Macambira, is rapidly gaining prominence in the field of journalism. Offering accurate and unbiased reporting, the news site has swiftly become a favored source for readers worldwide, particularly in Monaco, where nearly 10% of the population reads its news on a monthly basis. Monaco Voice’s commitment to truthful and accurate journalism has earned it a reputation as a trusted news outlet. Its dedication to covering the most pressing issues of our time is both commendable and inspiring. Monaco Voice consistently delivers breaking news, insightful analysis, and thought-provoking commentary with professionalism and passion.

When discussing the mission of Monaco Voice, Costa explained that the website is devoted to providing a platform for diverse voices and perspectives. He stated, “Our goal is to provide our readers with the information they need to make informed decisions about the world around them. We believe fostering open and honest dialogue can help build a more informed and engaged society.”

Luiz Costa Macambira’s reflections on the role of journalism in today’s society reveal his ardent support for accurate and trustworthy reporting. Through his venture, Monaco Voice, he seeks to contribute to this conversation and create a platform for genuine journalism to flourish. As society continues to traverse a complex and ever-changing landscape, the importance of journalism in ensuring access to truth and tools for making informed decisions will only grow. Luiz Costa Macambira and Monaco Voice are at the vanguard of this mission, poised to make a lasting impact for years to come.

From Humble Beginnings to Building a Real Estate and Mortgage Empire, Scott Handley’s Story Would Inspire You.

Scott Handley, the owner and operator of Western Pioneer Financial and Properties, is making waves in the real estate industry. With a vision for growth and an unwavering determination, Handley has built a multi-dimensional company that offers real estate services and mortgage loans. From its humble beginnings, Western Pioneer has flourished, now boasting a team of 50 employees and showing no signs of slowing down. 

Handley’s journey to success has been driven by a deep-rooted connection to his family history. The name “Western Pioneer” was inspired by his grandfather’s insurance company, which provided insurance services to Japanese Americans facing racial discrimination during World War II internment camps. This powerful story fuels Handley’s passion and dedication to serving his community, making him a true pioneer in his field. 

However, even the most accomplished entrepreneurs have their share of humorous mistakes. Handley recalls that the name “Western Pioneer” incidentally served as a double-edged sword. During the company’s early days, there were instances where people mistakenly believed it was a Western-themed store, resulting in some humorous misunderstandings. Nevertheless, Handley learned a valuable lesson from this experience – the importance of clear and effective branding. 

What sets Handley and his company apart is their resilience in the face of adversity. Western Pioneer was established in 2008, right in the midst of a severe recession. While others were abandoning their entrepreneurial dreams, Handley embraced the challenge head-on. Through perseverance and an unwavering belief in his vision, he has organically grown the company into what it is today. 

To thrive in the real estate industry and avoid burning out, Handley shares valuable tips with his colleagues. First and foremost, he emphasizes the significance of understanding one’s “why” – the purpose that fuels their drive. Additionally, he advocates for setting goals, striving for constant improvement, and maintaining a long-term vision. These principles have been instrumental in Handley’s own success and can guide others on their entrepreneurial journey. 

Handley attributes much of his accomplishments to the support of his loved ones. He expresses deep gratitude towards his grandparents, parents, and his wife, who have always encouraged him to pursue his passion and dreams. Throughout his career, their unwavering belief in his abilities has provided him with inspiration and motivation. 

Using his success as a platform for good, Handley has helped numerous families achieve the dream of homeownership. By providing them with mortgage loans and valuable guidance, he has made a positive impact on their lives and communities. Scott firmly believes that everyone deserves the opportunity to own a home and works tirelessly to make this dream a reality. 

When asked about his favorite life lesson quote, Handley shares, “You miss 100% of the shots you do not take.” This philosophy has been a driving force in his life, urging him to take risks, persevere through challenges, and never give up. It serves as a constant reminder to keep trying and seizing opportunities as they arise. 

Reflecting on his entrepreneurial journey, Handley shares five invaluable lessons he wishes he had known before starting his company. Firstly, he admits to having played it safe and small for the first ten years, only realizing the potential for growth later on. He also emphasizes the importance of aligning with like-minded individuals who share the same vision. Handley’s mantra, “If it’s gonna be, it’s up to me,” inspired him to take control of his company’s destiny and drive its expansion. 

Handley desires to create a movement focusing on personal growth within his organization as a person of significant influence. He envisions a culture in which each team member is encouraged to fulfill their full potential, enabling progress not only in the company but also in their personal lives. Looking ahead, Handley’s next significant step will be to expand both the Western Pioneer brand and his personal brand, establishing his position as a prominent figure in the real estate and mortgage industries. 


The SKNV System Enables Local Dermatology Practices to Win with Digital Convenience

SKNV is proud to announce the launch of the SKNV System.  Delivering local dermatology practices one easy to use solution with exclusive customized medications, skincare offerings, and a digital health platform needed to effectively compete against direct to consumer (DTC) companies seeking to take their patients.  

DTC companies have been doubling in size annually since the beginning of the pandemic. These online-only offerings often disguise their ultimate plan to replace local dermatology practices with their on-staff telehealth doctors by offering discounts on the initial prescription medicine.

As a trusted champion of local dermatology practices since 2015, SKNV is directing all its resources (including $35M in recent funding) to stop DTCs from taking patients from existing practices by giving local dermatology practices exclusive customized medications, skincare ecommerce and online digital health tools to win in the brave new world of modern healthcare.

Dr. Spencer Malkin, Founder and CEO of SKNV, said, “SKNV empowers local dermatologists with advanced, customized solutions that modern patients seek without losing the personal care from local providers they trust.”

The SKNV system revolutionizes how local dermatology works on three levels to create a more fine-tuned solution than DTCs offer for the individual needs of modern patients:

Customized Medications for Sensitive Skin (Exclusive to Local Dermatology Practices)

Up to 70% of the population reports having sensitive skin. The typical prescription medication has up to 93% inactive ingredients, which can be problematic for certain patients dealing with sensitive skin — potentially turning needed skin prescriptions into skin irritants. With SKNV, an FDA Registered 503B Outsourcing Facility, local dermatology practices can prescribe customized medications in a topical formula without the preservatives, fillers and other inactive ingredients that may irritate sensitive skin.

By addressing this significant gap in the prescription skin care, SKNV enables local practices to exclusively offer over 120 customized medications made for sensitive skin that cover all major skin conditions. 

And unlike DTC subscriptions, SKNV empowers the local dermatology practice to decide the right potency and vehicle for each patient. This means people with sensitive skin who need a different version of a prescription medicine can now get it, and their doctor can adjust the dose as needed.

SKNV’s customized medications are already in every EMR, making it as simple and easy to order as any prescription without the need for prior authorization from insurance companies. At $55 or less with free shipping, a SKNV customized medication often costs less than a copayment.

Skincare Ecommerce Enabling Patients to Buy Online from Their Local Practice

Online skincare stores with subscriptions are how DTC companies keep consumers engaged, knowing it’s easier for people to buy skincare online than schedule a visit to their local practice. By delivering monthly skincare to their home, DTCs are keeping consumers loyal to their care and Rx offerings all year long (and beyond).  

SKNV enables local practices to do the same with sknvcare, the branded skincare line core to the SKNV system. Unlike traditional skincare sales where practices must first buy the bottles, each local practice on the SKNV system has access to a best-in-class ecommerce store without purchasing inventory. Practices can participate in the proceeds in exchange for their marketing support. 

Digital Health to Increase Engagement, Compliance and Loyalty Between Office Visits  

With exclusive medications and skincare in hands of local providers, the final puzzle piece is the digital health capabilities SKNV delivers to dermatology practices. The SKNV system leverages leading ecommerce and customer communication technologies to significantly enhance the local doctor’s ability to prescribe, refill and help patients proactively manage any number of skin conditions. 

In addition to customized medication refills and ongoing skincare needs, SKNV also provides digital health add-ons that include seamless telehealth and secure messaging (all managed by the local practice), to better manage patients between in-office visits while creating additional revenue streams.

The lines for the future of dermatology are drawn, and SKNV is in the corner of local practices. With SKNV only available to patients through their local dermatologist, practices can rest assured they are offering a unique customized dermatology system.


Dermatologists can select the SKNV Pharmacy from their EMR and choose the right customized medication for patients. Visit www.sknvmatch.com to view a list of the current SKNV medications available.

The SKNV system is the secret to local dermatology practices staying ahead in today’s rapidly changing, modern healthcare landscape.

About SKNV Inc. 

SKNV is a pioneer in customized medications and skincare solutions for leading dermatology practices across the United States. SKNV places the power to fully manage customized prescription care back in the hands of local providers. The SKNV Customized Dermatology System delivers targeted results and repeat purchases through tailored regimens in preventative, curative and maintenance skin care. Learn more at www.sknv.com.